One group I belong to challenges us to make all our Christmas cards in July. I doubt I do that but here is a start.
The stamp is from Stubby Stampers here. It is colored with peerless water colors. The center is beads from JudiKins. I used lots of scrap paper. The very center strip is ribbon with nailhead stickers. The writing is freehand.
Have you started your Christmas cards? :)